If you've been considering shopping for a car, truck, or SUV, the choice between buying or leasing can often lead to confusion due to the various options available. Thankfully, Busam Ford is here to help by providing our community with access to a Finance Center full of experts. We'll take the time to help you learn about the details of leases and loans so you can better understand which option suits your lifestyle best.
Learn About Financing and Leasing With Busam Ford
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Vehicle Lease Overview and Benefits
Shorter in length than loans, leases allow drivers to own a new Ford vehicle over short intervals. Vehicle leases differ from loans thanks to their terms which commonly range from 24 to 48 months. Leases provide drivers with incredible flexibility because they can trade up, purchase, or return their vehicle after the term ends. Unfortunately, leases tend to be restrictive to drivers who may want to make performance or cosmetic modifications to their vehicles.
Leasing can benefit drivers who prefer lower payments or don't drive much, as the dealership takes care of maintenance throughout your lease term. In addition, leases also allow drivers to experience a newer vehicle every few years without the hassle of selling an older vehicle. In the long run, leasing can be a great way for drivers to experience different vehicles and receive affordable transportation simultaneously.
Vehicle Financing Overview and Benefits
When you purchase a vehicle with a loan, the lender will provide you with funds to buy a new, certified pre-owned, or used vehicle on the condition that you make monthly payments over time. These monthly payments come from breaking up the total loan amount over a specific term and can be adjusted to suit your monthly budget and intended downpayment. Monthly payments are most commonly made over 48 to 60 months, though options for 72 and 84 months exist with higher interest rates.
One of the primary benefits of buying is that you will have complete ownership at the end of your payment term, allowing you to continue driving or trade up to a newer vehicle that meets your needs. In addition, there are no fees for damage or mileage, giving you peace of mind on off-road adventures around Hillsboro, OH. As a bonus, you'll be free to customize your vehicle as you see fit, adding lifestyle accessories, sporty trim, or performance parts without the fear of breaking a contract.


Flexible Credit Options
Whether you're shopping for a new or used vehicle, Busam Ford is here to help you get behind the wheel of a vehicle you love. We're proud to offer monthly specials, factory offers, and competitive rates that make shopping easy. In addition, we'll go the extra mile to ensure you find a finance solution that works best for your budget.
Frequently Asked Questions
While it's evident that choosing a family SUV over a sports car can lower premiums, some drivers are unaware that leasing a vehicle can cost them more in monthly insurance payments.

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Contact Us Today
Ready to begin the automotive finance process? Busam Ford is here to help by answering your questions and providing solutions that help you reach your goals. Contact a member of our Finance Center to receive additional information about loans and leases, or visit our dealership today in Wilmington, OH!
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Busam Ford
1182 West Main St
Wilmington, OH 45177
- Sales: 937-382-3858