Learn About Financing and Leasing With Busam Ford

If you've been considering shopping for a car, truck, or SUV, the choice between buying or leasing can often lead to confusion due to the various options available. Thankfully, Busam Ford is here to help by providing our community with access to a Finance Center full of experts. We'll take the time to help you learn about the details of leases and loans so you can better understand which option suits your lifestyle best.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Vehicle Lease Overview and Benefits

Shorter in length than loans, leases allow drivers to own a new Ford vehicle over short intervals. Vehicle leases differ from loans thanks to their terms which commonly range from 24 to 48 months. Leases provide drivers with incredible flexibility because they can trade up, purchase, or return their vehicle after the term ends. Unfortunately, leases tend to be restrictive to drivers who may want to make performance or cosmetic modifications to their vehicles.

Leasing can benefit drivers who prefer lower payments or don't drive much, as the dealership takes care of maintenance throughout your lease term. In addition, leases also allow drivers to experience a newer vehicle every few years without the hassle of selling an older vehicle. In the long run, leasing can be a great way for drivers to experience different vehicles and receive affordable transportation simultaneously.

Vehicle Financing Overview and Benefits

When you purchase a vehicle with a loan, the lender will provide you with funds to buy a new, certified pre-owned, or used vehicle on the condition that you make monthly payments over time. These monthly payments come from breaking up the total loan amount over a specific term and can be adjusted to suit your monthly budget and intended downpayment. Monthly payments are most commonly made over 48 to 60 months, though options for 72 and 84 months exist with higher interest rates.

One of the primary benefits of buying is that you will have complete ownership at the end of your payment term, allowing you to continue driving or trade up to a newer vehicle that meets your needs. In addition, there are no fees for damage or mileage, giving you peace of mind on off-road adventures around Hillsboro, OH. As a bonus, you'll be free to customize your vehicle as you see fit, adding lifestyle accessories, sporty trim, or performance parts without the fear of breaking a contract.

Flexible Credit Options

Whether you're shopping for a new or used vehicle, Busam Ford is here to help you get behind the wheel of a vehicle you love. We're proud to offer monthly specials, factory offers, and competitive rates that make shopping easy. In addition, we'll go the extra mile to ensure you find a finance solution that works best for your budget.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

While it's evident that choosing a family SUV over a sports car can lower premiums, some drivers are unaware that leasing a vehicle can cost them more in monthly insurance payments.

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Contact Us Today

Ready to begin the automotive finance process? Busam Ford is here to help by answering your questions and providing solutions that help you reach your goals. Contact a member of our Finance Center to receive additional information about loans and leases, or visit our dealership today in Wilmington, OH!

  1. Busam Ford

    1182 West Main St
    Wilmington, OH 45177

    • Sales: 937-382-3858
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  • Contact our Sales Department at: 937-382-3858
  • Monday9am-6pm
  • Tuesday9am-6pm
  • Wednesday9am-6pm
  • Thursday9am-6pm
  • Friday9am-6pm
  • Saturday9am-5pm
  • SundayClosed